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A review of 2024's over-engineered predictions and a view into 2025

Samir Desai
Feb 20, 2025

LATEST

The Over-engineered Hierarchy of PFM Needs
posts

The Over-engineered Hierarchy of PFM Needs

Sometimes less is actually more

Samir Desai
Aug 19, 2025
Pay them what you owe them
perspectives

Pay them what you owe them

Samir Desai
Jul 28, 2025
Interview with HR Tech Trailblazers
posts

Interview with HR Tech Trailblazers

We talk about my journey in fintech, EWA and the power of fintech ecosystems

Samir Desai
Jul 27, 2025
In fintech, sometimes you need a Goliath to fight other Goliaths
posts

In fintech, sometimes you need a Goliath to fight other Goliaths

The Capital One + Discover merger is happening, and that's actually a good thing

Samir Desai
Jul 21, 2025
Updating the Interspace VC Index
posts

Updating the Interspace VC Index

New additions to the fintech VC landscape for Q2 2025

Samir Desai
Jul 19, 2025

FEATURED

In fintech, sometimes you need a Goliath to fight other Goliaths

In fintech, sometimes you need a Goliath to fight other Goliaths

The Capital One + Discover merger is happening, and that's actually a good thing

posts
Jul 21, 2025
Wells Forgo-ing The Bilt Deal Was Not On My Bingo Card

Wells Forgo-ing The Bilt Deal Was Not On My Bingo Card

But it's not the economics that doomed this partnership like they want you to think

posts
Jul 13, 2025
Why are we so afraid of helicopters?

Why are we so afraid of helicopters?

Despite them being safe and value optimized, we don't like them

posts
Jul 7, 2025
Interview with HR Tech Trailblazers

Interview with HR Tech Trailblazers

We talk about my journey in fintech, EWA and the power of fintech ecosystems

posts
Jul 27, 2025

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Join operators from Adyen, Block, Chime, Stripe, Unit, Visa and the rest of the fintech ecosystem that read over-engineered posts on fintech, stratfin, tech, Ai and unit economics nerdery

ARCHIVE

The Over-engineered Hierarchy of PFM Needs
posts

The Over-engineered Hierarchy of PFM Needs

Sometimes less is actually more

Samir Desai
Aug 19, 2025
Pay them what you owe them
perspectives

Pay them what you owe them

Samir Desai
Jul 28, 2025
Interview with HR Tech Trailblazers
posts

Interview with HR Tech Trailblazers

We talk about my journey in fintech, EWA and the power of fintech ecosystems

Samir Desai
Jul 27, 2025
In fintech, sometimes you need a Goliath to fight other Goliaths
posts

In fintech, sometimes you need a Goliath to fight other Goliaths

The Capital One + Discover merger is happening, and that's actually a good thing

Samir Desai
Jul 21, 2025
Updating the Interspace VC Index
posts

Updating the Interspace VC Index

New additions to the fintech VC landscape for Q2 2025

Samir Desai
Jul 19, 2025
Wells Forgo-ing The Bilt Deal Was Not On My Bingo Card
posts

Wells Forgo-ing The Bilt Deal Was Not On My Bingo Card

But it's not the economics that doomed this partnership like they want you to think

Samir Desai
Jul 13, 2025
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Interspace

Over-engineered posts on fintech, stratfin, tech, AI and unit economics nerdery