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strategy
Samir Desai
Samir Desai
Jul 28, 2025

Pay them what you owe them

Pay them what you owe them
Samir Desai
Samir Desai
Jul 27, 2025

Interview with HR Tech Trailblazers

We talk about my journey in fintech, EWA and the power of fintech ecosystems

Interview with HR Tech Trailblazers
Samir Desai
Samir Desai
Jul 21, 2025

In fintech, sometimes you need a Goliath to fight other Goliaths

The Capital One + Discover merger is happening, and that's actually a good thing

In fintech, sometimes you need a Goliath to fight other Goliaths
Samir Desai
Samir Desai
Jul 19, 2025

Updating the Interspace VC Index

New additions to the fintech VC landscape for Q2 2025

Updating the Interspace VC Index
Samir Desai
Samir Desai
Jul 13, 2025

Wells Forgo-ing The Bilt Deal Was Not On My Bingo Card

But it's not the economics that doomed this partnership like they want you to think

Wells Forgo-ing The Bilt Deal Was Not On My Bingo Card
Samir Desai
Samir Desai
Jul 10, 2025

Bilt to Last

Bilt to Last
Samir Desai
Samir Desai
Jul 7, 2025

Why are we so afraid of helicopters?

Despite them being safe and value optimized, we don't like them

Why are we so afraid of helicopters?
Samir Desai
Samir Desai
Jul 6, 2025

The Economics of Monetizing Attention

The Economics of Monetizing Attention
Samir Desai
Samir Desai
Jul 4, 2025

Coining a new payments protocol

Coining a new payments protocol
Samir Desai
Samir Desai
May 19, 2025

Predictively IPOable

Chime's IPO was as inevitable as that pun attempt (even though Dan Ariely may shudder)

Predictively IPOable
Samir Desai
Samir Desai
Nov 22, 2023

The lasting opportunity for Spanish affinity neobanking

The lasting opportunity for Spanish affinity neobanking
Samir Desai
Samir Desai
Nov 19, 2023

Treating infrastructure solutions as partners not vendors

Treating infrastructure solutions as partners not vendors
Samir Desai
Samir Desai
Sep 2, 2023

The best story of crypto the world has never seen

The best way to read The Crypto Story by Matt Levine is to listen to it.

The best story of crypto the world has never seen
Samir Desai
Samir Desai
Aug 29, 2023

Why Elon's X won't be America's next superapp

It's all about understanding software, fintech & networks and Elon just doesn't get it

Why Elon's X won't be America's next superapp
Samir Desai
Samir Desai
Aug 21, 2023

Why BaaS still represents huge opportunity

In the game of BaaS, only Unit can win

Why BaaS still represents huge opportunity
Samir Desai
Samir Desai
Aug 1, 2023

How to solve the cryptocurrency definition debate and save Coinbase

It all depends on whether you can prove cryptocurrency is neither gold nor stocks

How to solve the cryptocurrency definition debate and save Coinbase
Samir Desai
Samir Desai
Jul 5, 2023

Why Robinhood's acquisition of X1 was a total no-brainer

The deal economics behind the $95M acquisition prove it

Why Robinhood's acquisition of X1 was a total no-brainer

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Interspace

Over-engineered posts on fintech, stratfin, tech, AI and unit economics nerdery