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Episode I: Attack of the Code Editor Clones
AI Code Editors have the same bold promises as the neobank fintechs of yesteryear, but without factoring in unit economics, we’re due for the same harsh…
Sep 4, 2025
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Samir Desai
August 2025
The Over-engineered Hierarchy of PFM Needs
Sometimes less is actually more
Aug 19, 2025
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Samir Desai
July 2025
Pay them what you owe them
Last week, WNBA players wore shirts emblazoned with "Pay us what you owe us" during warmups, sparking predictable social media outrage.
Jul 28, 2025
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Samir Desai
Interview with HR Tech Trailblazers
We talk about my journey in fintech, EWA and the power of fintech ecosystems
Jul 26, 2025
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Samir Desai
In fintech, sometimes you need a Goliath to fight other Goliaths
The Capital One + Discover merger is happening, and that's actually a good thing
Jul 21, 2025
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Samir Desai
Updating the Interspace VC Index
New additions to the fintech VC landscape for Q2 2025
Jul 17, 2025
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Samir Desai
Wells Forgo-ing The Bilt Deal Was Not On My Bingo Card
But it's not the economics that doomed this partnership like they want you to think
Jul 13, 2025
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Samir Desai
Bilt to Last
Bilt is back in the news, but not for a misunderstood bank partnership that everyone wrote off as unsustainable. It’s for rumors they’re attempting to…
Jul 10, 2025
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Samir Desai
Why are we so afraid of helicopters?
Despite them being safe and value optimized, we don't like them
Jul 7, 2025
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Samir Desai
The Economics of Monetizing Attention
I’ve always written on Interspace because I’m a fintech nerd and enjoy writing.
Jul 5, 2025
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Samir Desai
Coining a new payments protocol
One of my favorite fintech newsletters is Popular Fintech, and Jevgenijs Kazanins has published one of the single best primers on Coinbase's new…
Jul 4, 2025
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Samir Desai
June 2025
Accessing Earned Wage Access (EWA)
(This post originally featured in This Week in Fintech’s Signals)
Jun 5, 2025
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Samir Desai
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