Samir Desai
Samir Desai
Sep 4, 2025

Episode I: Attack of the Code Editor Clones

AI Code Editors have the same bold promises as the neobank fintechs of yesteryear, but without factoring in unit economics, we’re due for the same harsh realities.

Episode I: Attack of the Code Editor Clones
Samir Desai
Samir Desai
Aug 19, 2025

The Over-engineered Hierarchy of PFM Needs

Sometimes less is actually more

The Over-engineered Hierarchy of PFM Needs
Samir Desai
Samir Desai
Jul 28, 2025

Pay them what you owe them

Pay them what you owe them
Samir Desai
Samir Desai
Jul 27, 2025

Interview with HR Tech Trailblazers

We talk about my journey in fintech, EWA and the power of fintech ecosystems

Interview with HR Tech Trailblazers
Samir Desai
Samir Desai
Jul 21, 2025

In fintech, sometimes you need a Goliath to fight other Goliaths

The Capital One + Discover merger is happening, and that's actually a good thing

In fintech, sometimes you need a Goliath to fight other Goliaths
Samir Desai
Samir Desai
Jul 19, 2025

Updating the Interspace VC Index

New additions to the fintech VC landscape for Q2 2025

Updating the Interspace VC Index
Samir Desai
Samir Desai
Jul 13, 2025

Wells Forgo-ing The Bilt Deal Was Not On My Bingo Card

But it's not the economics that doomed this partnership like they want you to think

Wells Forgo-ing The Bilt Deal Was Not On My Bingo Card
Samir Desai
Samir Desai
Jul 10, 2025

Bilt to Last

Bilt to Last
Samir Desai
Samir Desai
Jul 7, 2025

Why are we so afraid of helicopters?

Despite them being safe and value optimized, we don't like them

Why are we so afraid of helicopters?
Samir Desai
Samir Desai
Jul 6, 2025

The Economics of Monetizing Attention

The Economics of Monetizing Attention
Samir Desai
Samir Desai
Jul 4, 2025

Coining a new payments protocol

Coining a new payments protocol
Samir Desai
Samir Desai
Jun 5, 2025

Accessing Earned Wage Access (EWA)

Accessing Earned Wage Access (EWA)
Samir Desai
Samir Desai
Apr 29, 2025

I’m betting on sports exchanges

I’m betting on sports exchanges
Samir Desai
Samir Desai
Apr 23, 2025

It's time for Sam Altman to pass on the torch

It's time for Sam Altman to pass on the torch
Samir Desai
Samir Desai
Apr 19, 2025

How to learn to love MacOS after a lifetime of PCs (while still recognizing the superiority of Android)

How to learn to love MacOS after a lifetime of PCs (while still recognizing the superiority of Android)
Samir Desai
Samir Desai
Apr 16, 2025

In defense of advancing AI

Why we should all learn to stop worrying and embrace artificial intelligence

In defense of advancing AI
Samir Desai
Samir Desai
Apr 9, 2025

OpenAI is terrified of open AI

OpenAI's latest policy: A desperate move to block competing AI models?

OpenAI is terrified of open AI
Samir Desai
Samir Desai
Apr 6, 2025

Retail stock market participation has exploded and politicians should take notice

Retail stock market participation has exploded and politicians should take notice
Samir Desai
Samir Desai
Apr 4, 2025

The Claude upgrade that was retrograde

Claude 3.7 seemed like a winner, but then it wasn’t

The Claude upgrade that was retrograde
Samir Desai
Charles Rubenfeld
Samir Desai, Charles Rubenfeld
Mar 30, 2025

Charts & Tarts: Fintech Edition

5 charts on the future of fintech - Trends in stablecoins, card networks, bank branches, and revenue multiples

Charts & Tarts: Fintech Edition
Samir Desai
Samir Desai
Feb 9, 2025

My interview on Strategic Finance Podcast

My interview on Strategic Finance Podcast
Samir Desai
Samir Desai
Oct 13, 2024

Patch Perfect

The unit economics of fintech jersey patch sponsorships

Patch Perfect
Samir Desai
Samir Desai
Feb 29, 2024

Fintech innovation going off the rails

Fintech innovation going off the rails
Samir Desai
Samir Desai
Nov 19, 2023

Treating infrastructure solutions as partners not vendors

Treating infrastructure solutions as partners not vendors
Samir Desai
Samir Desai
Nov 15, 2023

Artificially Intelligent Fintech Logo Design

There are so many threads about how to use AI to do big things. This is not that thread.

Artificially Intelligent Fintech Logo Design