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Samir Desai
Samir Desai
Jul 27, 2025

Interview with HR Tech Trailblazers

We talk about my journey in fintech, EWA and the power of fintech ecosystems

Interview with HR Tech Trailblazers
Samir Desai
Samir Desai
Jul 21, 2025

In fintech, sometimes you need a Goliath to fight other Goliaths

The Capital One + Discover merger is happening, and that's actually a good thing

In fintech, sometimes you need a Goliath to fight other Goliaths
Samir Desai
Samir Desai
Jul 19, 2025

Updating the Interspace VC Index

New additions to the fintech VC landscape for Q2 2025

Updating the Interspace VC Index
Samir Desai
Samir Desai
Jul 13, 2025

Wells Forgo-ing The Bilt Deal Was Not On My Bingo Card

But it's not the economics that doomed this partnership like they want you to think

Wells Forgo-ing The Bilt Deal Was Not On My Bingo Card
Samir Desai
Samir Desai
Jul 10, 2025

Bilt to Last

Bilt to Last
Samir Desai
Samir Desai
Jul 7, 2025

Why are we so afraid of helicopters?

Despite them being safe and value optimized, we don't like them

Why are we so afraid of helicopters?
Samir Desai
Samir Desai
Jul 6, 2025

The Economics of Monetizing Attention

The Economics of Monetizing Attention
Samir Desai
Samir Desai
Jul 4, 2025

Coining a new payments protocol

Coining a new payments protocol
Samir Desai
Samir Desai
Jun 5, 2025

Accessing Earned Wage Access (EWA)

Accessing Earned Wage Access (EWA)
Samir Desai
Samir Desai
May 19, 2025

Predictively IPOable

Chime's IPO was as inevitable as that pun attempt (even though Dan Ariely may shudder)

Predictively IPOable
Samir Desai
Samir Desai
May 8, 2025

Is it Chime for an IPO yet?

Is it Chime for an IPO yet?
Samir Desai
Samir Desai
Apr 29, 2025

I’m betting on sports exchanges

I’m betting on sports exchanges
Samir Desai
Samir Desai
Apr 11, 2025

The DOGE Dividend won't even be worth it

DOGE wanted to save Americans $2T. That number might now be less than $25B. Is the juice worth the squeeze?

The DOGE Dividend won't even be worth it
Samir Desai
Samir Desai
Apr 9, 2025

OpenAI is terrified of open AI

OpenAI's latest policy: A desperate move to block competing AI models?

OpenAI is terrified of open AI
Samir Desai
Samir Desai
Apr 6, 2025

Retail stock market participation has exploded and politicians should take notice

Retail stock market participation has exploded and politicians should take notice
Samir Desai
Samir Desai
Apr 4, 2025

The Claude upgrade that was retrograde

Claude 3.7 seemed like a winner, but then it wasn’t

The Claude upgrade that was retrograde
Samir Desai
Samir Desai
Apr 3, 2025

Is the US government actually inefficient?

Measuring government efficiency with tech firm metrics

Is the US government actually inefficient?
Samir Desai
Samir Desai
Apr 3, 2025

Investing in Juno Finance $12M Series A

A 2 Days Early Syndicate Investment

Investing in Juno Finance $12M Series A
Samir Desai
Charles Rubenfeld
Samir Desai, Charles Rubenfeld
Mar 30, 2025

Charts & Tarts: Fintech Edition

5 charts on the future of fintech - Trends in stablecoins, card networks, bank branches, and revenue multiples

Charts & Tarts: Fintech Edition
Samir Desai
Samir Desai
Mar 6, 2025

A Tale of Two Multiples

What metrics from CashApp (consumer) and Ramp (SMB) could mean for Chime's valuation

A Tale of Two Multiples
Samir Desai
Samir Desai
Mar 3, 2025

Introducing: The Interspace Index - Fintech VCs

The first publicly available index of the top Fintech VCs

Introducing: The Interspace Index - Fintech VCs
Samir Desai
Samir Desai
Feb 20, 2025

A review of 2024's over-engineered predictions and a view into 2025

A review of 2024's over-engineered predictions and a view into 2025
Samir Desai
Samir Desai
Feb 16, 2025

Robinhood's big AI secret

The biggest product launch they really want to surprise us with is right around the corner

Robinhood's big AI secret
Nov 17, 2024

Overbanked

Overbanked
Samir Desai
Samir Desai
Oct 13, 2024

Patch Perfect

The unit economics of fintech jersey patch sponsorships

Patch Perfect
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Interspace

Over-engineered posts on fintech, stratfin, tech, AI and unit economics nerdery